Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$128,789$128,789$355,500
Remaining term (yrs)19.619.630.0
Secondary amount$0$226,711$0
Funding fee$0$0$0
Note rate3.730%3.730%7.400%
Blended rate4.580%6.602%7.640%
1st payment$768.74$768.74$2,461.41
2nd payment$0.00$1,464.17$0.00
Taxes / mo$329.17$329.17$329.17
Insurance / mo$150.00$150.00$150.00
MI / mo$117.87$117.87$71.10
HOA / mo$425.00$425.00$425.00
Total monthly$1,790.77$3,254.94$3,436.68
Cash to close$266,211$39,500$39,500