Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$288,404	$288,404	$495,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$206,596	$0
Funding fee	$1,442	$1,442	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	5.087%	7.640%
1st payment	$1,439.63	$1,439.63	$3,427.28
2nd payment	$0.00	$1,334.27	$0.00
Taxes / mo	$458.33	$458.33	$458.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$540.00	$540.00	$540.00
Total monthly	$2,604.63	$3,938.89	$4,691.28
Cash to close	$261,596	$55,000	$55,000