Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$10,876	$10,876	$711,000
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$700,124	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	7.220%	7.742%	7.640%
1st payment	$85.01	$85.01	$4,922.82
2nd payment	$0.00	$4,521.63	$0.00
Taxes / mo	$658.33	$658.33	$658.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$5.16	$5.16	$142.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$965.17	$5,486.81	$5,940.02
Cash to close	$779,124	$79,000	$79,000