Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$23,753	$23,753	$296,910
Remaining term (yrs)	36.5	36.5	30.0
Secondary amount	$0	$273,157	$0
Funding fee	$0	$0	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.870%	7.680%	7.640%
1st payment	$138.94	$138.94	$2,055.74
2nd payment	$0.00	$1,764.14	$0.00
Taxes / mo	$274.92	$274.92	$274.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$11.12	$11.12	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$574.98	$2,339.12	$2,540.04
Cash to close	$306,147	$32,990	$32,990