Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,912$360,912$369,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$28,588$0
Funding fee$0$0$0
Note rate6.350%6.350%7.400%
Blended rate6.900%7.265%7.640%
1st payment$2,267.33$2,267.33$2,554.88
2nd payment$0.00$282.90$0.00
Taxes / mo$341.67$341.67$341.67
Insurance / mo$150.00$150.00$150.00
MI / mo$167.01$167.01$73.80
HOA / mo$343.00$343.00$343.00
Total monthly$3,269.01$3,551.91$3,463.35
Cash to close$49,088$20,500$41,000