Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$171,602	$171,602	$368,100
Remaining term (yrs)	20.8	20.8	30.0
Secondary amount	$0	$196,498	$0
Funding fee	$0	$0	$0
Note rate	3.210%	3.210%	7.400%
Blended rate	4.060%	6.163%	7.640%
1st payment	$939.57	$939.57	$2,548.65
2nd payment	$0.00	$1,309.98	$0.00
Taxes / mo	$340.83	$340.83	$340.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$144.10	$144.10	$73.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,574.50	$2,884.48	$3,113.10
Cash to close	$237,398	$40,900	$40,900