Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$588,362$588,362$629,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$40,738$0
Funding fee$2,942$2,942$0
Note rate4.420%4.420%7.400%
Blended rate4.420%4.717%7.640%
1st payment$3,192.04$3,192.04$4,355.76
2nd payment$0.00$305.53$0.00
Taxes / mo$582.50$582.50$582.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$258.00$258.00$258.00
Total monthly$4,199.21$4,504.74$5,488.75
Cash to close$110,638$69,900$69,900