Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$126,451	$126,451	$296,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$169,649	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	6.147%	7.640%
1st payment	$594.10	$594.10	$2,050.14
2nd payment	$0.00	$1,130.99	$0.00
Taxes / mo	$274.17	$274.17	$274.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$102.28	$102.28	$59.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,120.54	$2,251.54	$2,533.52
Cash to close	$202,549	$32,900	$32,900