Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$355,683	$355,683	$535,500
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$179,817	$0
Funding fee	$1,778	$1,778	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	3.730%	5.164%	7.640%
1st payment	$1,899.88	$1,899.88	$3,707.69
2nd payment	$0.00	$1,198.78	$0.00
Taxes / mo	$495.83	$495.83	$495.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.10
HOA / mo	$295.00	$295.00	$295.00
Total monthly	$2,857.38	$4,056.16	$4,772.29
Cash to close	$239,317	$59,500	$59,500