Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$317,366$317,366$629,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$312,544$0
Funding fee$1,587$1,587$0
Note rate3.030%3.030%7.400%
Blended rate3.030%5.372%7.640%
1st payment$1,555.79$1,555.79$4,361.37
2nd payment$0.00$2,018.51$0.00
Taxes / mo$583.25$583.25$583.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,305.71$4,324.22$5,237.27
Cash to close$382,534$69,990$69,990