Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$8,038$8,038$369,000
Remaining term (yrs)21.521.530.0
Secondary amount$0$360,962$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%7.677%7.640%
1st payment$44.36$44.36$2,554.88
2nd payment$0.00$2,331.21$0.00
Taxes / mo$341.67$341.67$341.67
Insurance / mo$150.00$150.00$150.00
MI / mo$6.40$6.40$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$542.42$2,873.63$3,120.35
Cash to close$401,962$41,000$41,000