Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$188,147	$188,147	$539,100
Remaining term (yrs)	17.6	17.6	30.0
Secondary amount	$0	$350,953	$0
Funding fee	$0	$0	$0
Note rate	4.320%	4.320%	7.400%
Blended rate	5.170%	6.850%	7.640%
1st payment	$1,266.36	$1,266.36	$3,732.62
2nd payment	$0.00	$2,266.57	$0.00
Taxes / mo	$499.17	$499.17	$499.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$180.83	$180.83	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,113.02	$4,379.60	$4,506.27
Cash to close	$410,853	$59,900	$59,900