Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$285,566	$285,566	$355,500
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$69,934	$0
Funding fee	$1,428	$1,428	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	3.330%	4.445%	7.640%
1st payment	$1,454.57	$1,454.57	$2,461.41
2nd payment	$0.00	$524.51	$0.00
Taxes / mo	$275.58	$275.58	$275.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,880.16	$2,404.66	$2,958.09
Cash to close	$109,434	$39,500	$39,500