Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$468,855$468,855$503,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$34,245$0
Funding fee$2,344$2,344$0
Note rate4.000%4.000%7.400%
Blended rate4.000%4.340%7.640%
1st payment$2,441.98$2,441.98$3,483.36
2nd payment$0.00$256.84$0.00
Taxes / mo$204.81$204.81$204.81
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,813.45$3,070.29$3,955.46
Cash to close$90,145$55,900$55,900