Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$467,763	$467,763	$786,600
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$318,837	$0
Funding fee	$2,339	$2,339	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	4.759%	7.640%
1st payment	$2,191.86	$2,191.86	$5,446.26
2nd payment	$0.00	$2,059.16	$0.00
Taxes / mo	$256.25	$256.25	$256.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$157.32
HOA / mo	$250.33	$250.33	$250.33
Total monthly	$2,915.11	$4,974.27	$6,326.83
Cash to close	$406,237	$87,400	$87,400