Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$132,387	$132,387	$422,100
Remaining term (yrs)	11.9	11.9	30.0
Secondary amount	$0	$289,713	$0
Funding fee	$0	$0	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	7.340%	7.621%	7.640%
1st payment	$1,325.72	$1,325.72	$2,922.54
2nd payment	$0.00	$1,871.06	$0.00
Taxes / mo	$168.25	$168.25	$168.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$148.72	$148.72	$84.42
HOA / mo	$95.67	$95.67	$95.67
Total monthly	$1,905.02	$3,776.09	$3,437.54
Cash to close	$336,613	$46,900	$46,900