Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$515,879$515,879$517,499
Remaining term (yrs)25.825.830.0
Secondary amount$0$30,370$0
Funding fee$2,579$2,579$0
Note rate5.540%5.540%7.400%
Blended rate5.540%5.892%7.640%
1st payment$3,128.46$3,128.46$3,583.06
2nd payment$0.00$300.54$0.00
Taxes / mo$407.75$407.75$407.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$200.00$200.00$200.00
Total monthly$3,902.87$4,203.41$4,460.98
Cash to close$59,120$28,750$57,500