Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$333,438	$333,438	$458,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$124,662	$0
Funding fee	$1,667	$1,667	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	3.300%	4.579%	7.640%
1st payment	$1,670.06	$1,670.06	$3,171.79
2nd payment	$0.00	$831.08	$0.00
Taxes / mo	$183.58	$183.58	$183.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$91.62
HOA / mo	$130.00	$130.00	$130.00
Total monthly	$2,150.31	$2,981.40	$3,743.66
Cash to close	$175,562	$50,900	$50,900