Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$264,095$264,095$330,660
Remaining term (yrs)25.425.430.0
Secondary amount$0$66,565$0
Funding fee$1,320$1,320$0
Note rate3.920%3.920%7.400%
Blended rate3.920%4.943%7.640%
1st payment$1,366.40$1,366.40$2,289.42
2nd payment$0.00$499.24$0.00
Taxes / mo$145.46$145.46$145.46
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.13
HOA / mo$0.00$0.00$0.00
Total monthly$1,661.86$2,161.10$2,651.01
Cash to close$103,305$36,740$36,740