Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$430,490	$430,490	$472,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$42,010	$0
Funding fee	$2,152	$2,152	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	3.730%	4.199%	7.640%
1st payment	$2,240.61	$2,240.61	$3,271.49
2nd payment	$0.00	$315.08	$0.00
Taxes / mo	$565.50	$565.50	$565.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$3,032.78	$3,347.86	$4,158.16
Cash to close	$94,510	$52,500	$52,500