Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$294,628$294,628$346,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$51,872$0
Funding fee$1,473$1,473$0
Note rate6.620%6.620%7.400%
Blended rate6.620%6.976%7.640%
1st payment$1,913.75$1,913.75$2,399.10
2nd payment$0.00$389.04$0.00
Taxes / mo$130.58$130.58$130.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,194.34$2,583.37$2,748.98
Cash to close$90,372$38,500$38,500