Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$432,567$432,567$575,910
Remaining term (yrs)28.328.330.0
Secondary amount$0$143,343$0
Funding fee$2,163$2,163$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.136%7.640%
1st payment$2,883.14$2,883.14$3,987.48
2nd payment$0.00$955.62$0.00
Taxes / mo$177.21$177.21$177.21
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.18
HOA / mo$0.00$0.00$0.00
Total monthly$3,227.02$4,182.64$4,446.54
Cash to close$207,333$63,990$63,990