Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$103,142	$103,142	$350,910
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$247,768	$0
Funding fee	$0	$0	$0
Note rate	5.060%	5.060%	7.400%
Blended rate	5.910%	7.209%	7.640%
1st payment	$891.58	$891.58	$2,429.63
2nd payment	$0.00	$1,600.17	$0.00
Taxes / mo	$114.59	$114.59	$114.59
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$116.84	$116.84	$70.18
HOA / mo	$73.00	$73.00	$73.00
Total monthly	$1,346.02	$2,946.19	$2,837.40
Cash to close	$286,758	$38,990	$38,990