Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$104,831	$104,831	$236,638
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$131,807	$0
Funding fee	$0	$0	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	4.520%	6.458%	7.640%
1st payment	$728.31	$728.31	$1,638.43
2nd payment	$0.00	$878.71	$0.00
Taxes / mo	$200.08	$200.08	$200.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.49	$112.49	$47.33
HOA / mo	$300.00	$300.00	$300.00
Total monthly	$1,490.88	$2,369.59	$2,335.84
Cash to close	$158,100	$26,293	$26,293