Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$377,248	$377,248	$530,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$152,852	$0
Funding fee	$1,886	$1,886	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	4.228%	7.640%
1st payment	$1,738.78	$1,738.78	$3,670.31
2nd payment	$0.00	$1,019.01	$0.00
Taxes / mo	$199.67	$199.67	$199.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$106.02
HOA / mo	$136.00	$136.00	$136.00
Total monthly	$2,241.12	$3,260.13	$4,278.66
Cash to close	$211,752	$58,900	$58,900