Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$339,928$339,928$540,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$200,072$0
Funding fee$0$0$0
Note rate6.120%6.120%7.400%
Blended rate6.670%7.070%7.640%
1st payment$2,513.82$2,513.82$3,738.85
2nd payment$0.00$1,292.13$0.00
Taxes / mo$527.75$527.75$527.75
Insurance / mo$166.67$166.67$166.67
MI / mo$163.22$163.22$108.00
HOA / mo$55.00$55.00$55.00
Total monthly$3,426.46$4,718.60$4,596.27
Cash to close$260,072$60,000$60,000