Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$250,074	$250,074	$423,000
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$172,926	$0
Funding fee	$1,250	$1,250	$0
Note rate	3.480%	3.480%	7.400%
Blended rate	3.480%	5.328%	7.640%
1st payment	$1,439.48	$1,439.48	$2,928.77
2nd payment	$0.00	$1,152.84	$0.00
Taxes / mo	$184.07	$184.07	$184.07
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.60
HOA / mo	$18.33	$18.33	$18.33
Total monthly	$1,808.54	$2,961.38	$3,382.43
Cash to close	$219,926	$47,000	$47,000