Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,495$199,495$404,910
Remaining term (yrs)24.124.130.0
Secondary amount$0$205,415$0
Funding fee$997$997$0
Note rate2.880%2.880%7.400%
Blended rate2.880%5.351%7.640%
1st payment$953.38$953.38$2,803.52
2nd payment$0.00$1,326.64$0.00
Taxes / mo$159.17$159.17$159.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$94.00$94.00$94.00
Total monthly$1,356.54$2,683.18$3,287.66
Cash to close$250,405$44,990$44,990