Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$339,597	$339,597	$494,996
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$155,399	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	7.180%	7.437%	7.640%
1st payment	$2,210.65	$2,210.65	$3,427.25
2nd payment	$0.00	$1,035.99	$0.00
Taxes / mo	$132.17	$132.17	$132.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$252.18	$252.18	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,761.66	$3,797.65	$3,825.08
Cash to close	$210,398	$55,000	$55,000