Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$338,699$338,699$405,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$66,301$0
Funding fee$0$0$0
Note rate6.200%6.200%7.400%
Blended rate6.750%7.118%7.640%
1st payment$2,123.99$2,123.99$2,804.14
2nd payment$0.00$497.26$0.00
Taxes / mo$208.67$208.67$208.67
Insurance / mo$150.00$150.00$150.00
MI / mo$158.95$158.95$81.00
HOA / mo$55.00$55.00$55.00
Total monthly$2,696.60$3,193.86$3,298.80
Cash to close$111,301$45,000$45,000