Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$7,728	$7,728	$292,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$284,772	$0
Funding fee	$0	$0	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	7.340%	7.739%	7.640%
1st payment	$52.71	$52.71	$2,025.21
2nd payment	$0.00	$1,839.15	$0.00
Taxes / mo	$152.50	$152.50	$152.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$5.78	$5.78	$58.50
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$410.98	$2,250.13	$2,436.21
Cash to close	$317,272	$32,500	$32,500