Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$296,202$296,202$359,550
Remaining term (yrs)23.923.930.0
Secondary amount$0$63,348$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%4.749%7.640%
1st payment$1,442.48$1,442.48$2,489.45
2nd payment$0.00$475.11$0.00
Taxes / mo$170.92$170.92$170.92
Insurance / mo$150.00$150.00$150.00
MI / mo$242.66$242.66$71.91
HOA / mo$0.00$0.00$0.00
Total monthly$2,006.06$2,481.17$2,882.28
Cash to close$103,298$39,950$39,950