Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$400,411	$400,411	$405,000
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$27,089	$0
Funding fee	$2,002	$2,002	$0
Note rate	6.860%	6.860%	7.400%
Blended rate	6.860%	7.178%	7.640%
1st payment	$2,661.42	$2,661.42	$2,804.14
2nd payment	$0.00	$268.07	$0.00
Taxes / mo	$183.40	$183.40	$183.40
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$3.83	$3.83	$3.83
Total monthly	$2,998.65	$3,266.71	$3,222.36
Cash to close	$49,589	$22,500	$45,000