Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$291,735	$291,735	$360,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$68,265	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	4.640%	7.640%
1st payment	$1,374.45	$1,374.45	$2,492.57
2nd payment	$0.00	$511.99	$0.00
Taxes / mo	$282.67	$282.67	$282.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$237.86	$237.86	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,044.98	$2,556.97	$2,997.23
Cash to close	$108,265	$40,000	$40,000