Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,612	$114,612	$468,000
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$353,388	$0
Funding fee	$0	$0	$0
Note rate	4.780%	4.780%	7.400%
Blended rate	5.630%	7.231%	7.640%
1st payment	$1,006.64	$1,006.64	$3,240.34
2nd payment	$0.00	$2,282.30	$0.00
Taxes / mo	$175.79	$175.79	$175.79
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$136.22	$136.22	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,485.32	$3,767.62	$3,676.40
Cash to close	$405,388	$52,000	$52,000