Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$358,097$358,097$602,910
Remaining term (yrs)22.822.830.0
Secondary amount$0$244,813$0
Funding fee$1,790$1,790$0
Note rate3.800%3.800%7.400%
Blended rate3.800%5.404%7.640%
1st payment$1,952.36$1,952.36$4,174.43
2nd payment$0.00$1,581.09$0.00
Taxes / mo$320.42$320.42$320.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$120.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,439.44$4,020.53$4,782.09
Cash to close$311,803$66,990$66,990