Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$315,000
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$315,000	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,181.00
2nd payment	$0.00	$2,034.38	$0.00
Taxes / mo	$87.17	$87.17	$87.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$71.00	$71.00	$71.00
Total monthly	$308.17	$2,342.54	$2,552.16
Cash to close	$350,000	$35,000	$35,000