Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$665,829$665,829$661,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$32,421$0
Funding fee$3,329$3,329$0
Note rate6.580%6.580%7.400%
Blended rate6.580%6.826%7.640%
1st payment$4,286.73$4,286.73$4,580.09
2nd payment$0.00$320.83$0.00
Taxes / mo$214.25$214.25$214.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$0.00$0.00$0.00
Total monthly$4,717.64$5,038.47$5,143.31
Cash to close$69,171$36,750$73,500