Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$613,495$613,495$810,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$196,505$0
Funding fee$3,067$3,067$0
Note rate5.270%5.270%7.400%
Blended rate5.270%5.932%7.640%
1st payment$3,632.03$3,632.03$5,608.28
2nd payment$0.00$1,310.03$0.00
Taxes / mo$284.67$284.67$284.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,133.36$5,443.39$6,271.61
Cash to close$286,505$90,000$90,000