Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$176,295$176,295$629,100
Remaining term (yrs)14.514.530.0
Secondary amount$0$452,805$0
Funding fee$0$0$0
Note rate4.870%4.870%7.400%
Blended rate5.720%7.181%7.640%
1st payment$1,403.58$1,403.58$4,355.76
2nd payment$0.00$2,924.37$0.00
Taxes / mo$371.25$371.25$371.25
Insurance / mo$166.67$166.67$166.67
MI / mo$187.97$187.97$125.82
HOA / mo$32.50$32.50$32.50
Total monthly$2,161.97$5,086.34$5,052.00
Cash to close$522,705$69,900$69,900