Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$330,570	$330,570	$476,999
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$146,430	$0
Funding fee	$1,653	$1,653	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	2.870%	4.445%	7.640%
1st payment	$1,578.08	$1,578.08	$3,302.65
2nd payment	$0.00	$976.20	$0.00
Taxes / mo	$420.33	$420.33	$420.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.40
HOA / mo	$9.50	$9.50	$9.50
Total monthly	$2,174.58	$3,150.77	$3,994.55
Cash to close	$199,429	$53,000	$53,000