Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,883	$191,883	$314,910
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$123,027	$0
Funding fee	$0	$0	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	4.570%	5.910%	7.640%
1st payment	$1,019.38	$1,019.38	$2,180.37
2nd payment	$0.00	$820.18	$0.00
Taxes / mo	$170.75	$170.75	$170.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.49	$156.49	$62.98
HOA / mo	$372.00	$372.00	$372.00
Total monthly	$1,868.61	$2,688.79	$2,936.11
Cash to close	$158,017	$34,990	$34,990