Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$136,423	$136,423	$405,000
Remaining term (yrs)	13.4	13.4	30.0
Secondary amount	$0	$268,577	$0
Funding fee	$0	$0	$0
Note rate	5.010%	5.010%	7.400%
Blended rate	5.860%	7.113%	7.640%
1st payment	$1,155.46	$1,155.46	$2,804.14
2nd payment	$0.00	$1,734.56	$0.00
Taxes / mo	$113.08	$113.08	$113.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.29	$152.29	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,570.84	$3,305.40	$3,148.22
Cash to close	$313,577	$45,000	$45,000