Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$700,466	$700,466	$702,000
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$40,534	$0
Funding fee	$3,502	$3,502	$0
Note rate	6.200%	6.200%	7.400%
Blended rate	6.200%	6.510%	7.640%
1st payment	$4,392.63	$4,392.63	$4,860.51
2nd payment	$0.00	$401.11	$0.00
Taxes / mo	$536.03	$536.03	$536.03
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$140.40
HOA / mo	$63.00	$63.00	$63.00
Total monthly	$5,208.33	$5,609.44	$5,816.60
Cash to close	$79,534	$39,000	$78,000