Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$342,074$342,074$463,500
Remaining term (yrs)21.521.530.0
Secondary amount$0$121,426$0
Funding fee$0$0$0
Note rate4.450%4.450%7.400%
Blended rate5.300%6.007%7.640%
1st payment$2,052.57$2,052.57$3,209.18
2nd payment$0.00$809.50$0.00
Taxes / mo$278.42$278.42$278.42
Insurance / mo$166.67$166.67$166.67
MI / mo$288.63$288.63$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,786.29$3,595.79$3,746.96
Cash to close$172,926$51,500$51,500