Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$355,380$355,380$485,100
Remaining term (yrs)13.213.230.0
Secondary amount$0$129,720$0
Funding fee$1,777$1,777$0
Note rate5.840%5.840%7.400%
Blended rate5.840%6.418%7.640%
1st payment$3,202.12$3,202.12$3,358.73
2nd payment$0.00$864.80$0.00
Taxes / mo$284.06$284.06$284.06
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.02
HOA / mo$0.00$0.00$0.00
Total monthly$3,652.85$4,517.66$3,906.48
Cash to close$183,620$53,900$53,900