Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$547,569	$547,569	$562,500
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$46,181	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.531%	7.640%
1st payment	$3,218.87	$3,218.87	$3,894.64
2nd payment	$0.00	$457.00	$0.00
Taxes / mo	$255.33	$255.33	$255.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$413.82	$413.82	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,054.69	$4,511.69	$4,429.14
Cash to close	$77,431	$31,250	$62,500