Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$54,859	$54,859	$354,600
Remaining term (yrs)	5.6	5.6	30.0
Secondary amount	$0	$299,741	$0
Funding fee	$0	$0	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	7.740%	7.748%	7.640%
1st payment	$965.17	$965.17	$2,455.18
2nd payment	$0.00	$1,935.83	$0.00
Taxes / mo	$144.17	$144.17	$144.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$103.91	$103.91	$70.92
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,363.24	$3,299.07	$2,820.27
Cash to close	$339,141	$39,400	$39,400