Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$340,362	$340,362	$422,100
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$81,738	$0
Funding fee	$1,702	$1,702	$0
Note rate	3.200%	3.200%	7.400%
Blended rate	3.200%	4.323%	7.640%
1st payment	$1,702.54	$1,702.54	$2,922.54
2nd payment	$0.00	$613.04	$0.00
Taxes / mo	$276.89	$276.89	$276.89
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.42
HOA / mo	$43.33	$43.33	$43.33
Total monthly	$2,189.42	$2,802.46	$3,493.84
Cash to close	$128,638	$46,900	$46,900