Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$12,977$12,977$423,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$410,023$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.738%7.640%
1st payment$88.74$88.74$2,928.77
2nd payment$0.00$2,648.07$0.00
Taxes / mo$229.25$229.25$229.25
Insurance / mo$166.67$166.67$166.67
MI / mo$6.17$6.17$84.60
HOA / mo$23.67$23.67$23.67
Total monthly$514.49$3,162.56$3,432.95
Cash to close$457,023$47,000$47,000